Paul Lindsay

Your competition would love to catch you by surprise the next time you introduce a new product or service. Secrets, after all, are worth money to a business, which often gives one company an edge over it’s rivals. 1. Buy your competitors products The first and often the most useful step in commercial intelligence is simply to go out and buy the product your competitor produces. Test it, take it apart and analyze it’s cost of production. 2. Study your competitors territory Within many industries, little communities spring up whose members frequent the same restaurants, work in the same buildings, etc. It pays to spend time in these common areas. 3. Read the right publications Your industries trade journal is required reading. It is impossible to go very far beyond the information found there, even on a budget. The Wall Street Journal has printed speeches given by financial analysts from various corporations. 4. Befriend a securities analyst Financial specialists must keep up with new de

*Steps To Becoming Financially Stable *  1. Eliminate all high interest debt 2. Keep one months living expenses in an interest bearing checking account. *Begin a savings plan *Have a pouch for tithes  *Have a pouch for savings (10% when available) *Have a pouch for special giving (approx. 10% when available)  *Have a pouch for taxes from additional outside income 3. Keep three to six months of living expenses in a money market fund or savings account.  *Open a mutual fund account in the amount of $100.00, it is a great way to begin building wealth. Emergency Money For: *Car repairs. Consider your past cost compared to the cost of making monthly car payments for a new car. Consider which is more cost effective.  *Home repairs. Consider for example, is the furnace in slightly worse shape than the roof? *Short term disability. It is best to insure against possible issues with an insurance policy. If the disability policy has a waiting period, it would be wise to save a lit